Preparing for 2025’s Billion-Dollar Disaster Season

June 24, 2025

In the United States, April through August is considered “billion-dollar disaster season,” due to the increased number of wildfires, droughts, severe storms, tropical cyclones, floods, and other weather emergencies that occur. In particular, severe storms and floods are common, especially in the Upper Midwest, Ohio Valley, South, Southeast, Northwest, and Northern Rockies/Plains. At the same time, tropical cyclones affect the South, Southeast, and Northeast.

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For the 2025 Atlantic hurricane season, the National Oceanic and Atmospheric Administration (NOAA) predicts a 60% chance of an above-normal hurricane season, compared to the 30% chance of a near-normal season. 13 - 19 total named storms, with winds 39 mph or higher, are predicted; 6 - 10 of those are expected to become hurricanes, including 3 - 5 major hurricanes (categories 3, 4, or 5).

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By taking proactive steps and staying informed about the latest weather and climate forecasts, you can significantly enhance your preparedness for potential disasters during the 2025 season.

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Develop a Disaster Plan

An efficient disaster plan should always include:

  • Evacuation routes
  • Designated meeting places
  • Communication procedures

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Stay Informed

Follow the National Weather Service, NOAA, and local weather forecasts for any warnings or advisories.

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Build a Disaster Kit

Emergency kits should be packed with essentials:

  • Non-perishable food
  • Water
  • First-aid kits and supplies
  • Flashlights
  • Batteries
  • Medications
  • Important documents
  • Fire extinguisher

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Flood & Wildfire Preparation

If you live in a flood zone, it’s important to ensure that:

  • You know your evacuation zone
  • You have a plan for moving valuables
  • You know how to shut off utilities

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For wildfire-prone areas, be aware of:

  • Red flag warnings
  • How to create defensible space around your home
  • What your evacuation plan is

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Secure Your Property

  • Reinforce doors and windows/use storm shutters
  • Move outside furniture or objects inside or under shelter: bikes, lawn furniture, grills, etc.  
  • Trim trees to minimize potential damage from high winds
  • Be ready to turn off your power
  • Fill your car’s gas tank

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Review Insurance Coverage

Ensure your home or renter’s insurance is up to date and covers potential disaster-related damages, especially for floods and hurricanes in at-risk areas.

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Get in Touch with HOMEE

If you experience a disaster, HOMEE is here to help. We make the claims process simple and efficient to ensure you return to your home quickly. To learn more about how HOMEE helps you recover after a disaster, contact us today at claims@homee.com or give us a call at (855) 964-6633.

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