MITIGATE, then ESTIMATE
The Importance of Not Doing a Repair Estimate Until After Mitigation Has Been Completed
When it comes to repairing damage to your home, it's natural for homeowners and insurance adjusters to want to obtain a repair estimate as soon as possible, but this is often a mistake. This is especially true when it comes to water damage, which can have far-reaching and long-lasting effects if not properly addressed. One of the most important steps is to assess the extent of damage before proceeding with repairs. It's important to be patient and wait until after the mitigation process has been completed before obtaining an estimate, to ensure that the repair estimate is accurate and complete.
Mitigation refers to the process of stopping or reducing the extent of damage caused by water or other types of damage. This may involve removing standing water, drying affected areas, cleaning, and disinfecting surfaces, and more. It's important to complete the mitigation process before obtaining an estimate for a few reasons.
First, the extent of the damage may not be immediately apparent. Water damage can be sneaky, seeping into walls and floors, and causing structural damage that isn't visible right away. By waiting until mitigation has been completed, any and all damage can be accounted for, and the estimate will be more accurate.
Second, there may be unexpected damage that is uncovered during the mitigation process. This could include damage that was hidden or damage that was caused by the mitigation process itself. By waiting until mitigation has been completed, you ensure that nothing has been missed, and that the estimate will be accurate and comprehensive.
Finally, waiting until mitigation has been completed can reduce the chance of having to supplement the estimate. If an estimate is obtained before mitigation is completed, and unexpected damage is uncovered, the estimate may need to be taken again. This can lead to delays, frustration, and additional expenses.
In conclusion, if you have damage to your home that requires repairs, it's important to be patient and wait for the mitigation process to be completed before estimating occurs. Don't rush the process – take the time to do it right the FIRST time, and you'll be glad you did in the end.
HOMEE is leading the digitization of property claims. HOMEE’s pioneering technology connects insurers, policyholders, and skilled service providers throughout the lifecycle of a claim. The HOMEE Digital Marketplace & Claims Management platform, in combination with a highly curated marketplace of service providers, is utilized by leading firms in the insurance sector to dramatically improve the claims experience for policyholders. HOMEE is backed by investment from leading insurance companies such as Liberty Mutual, State Farm, The Hartford, Desjardins, and Ferguson Ventures. For additional information on the HOMEE Claims platform visit www.HOMEE.com.